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Coronavirus | USA

Walmart and PayPal, options to cash stimulus checks

There are two ways to receive your stimulus check, it can be deposited directly into your bank account, or you can receive a paper check in the mail.

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FILE PHOTO: An arrow in the parking lot points to a Walmart Superstore, temporarily closed by an order from the city after numerous employees tested positive for the coronavirus, which causes COVID-19, in Worcester, Massachusetts, U.S., April 30, 2020. RE
Brian SnyderREUTERS

There are two options available to recipients of the paper stimulus check. It can be cashed immediately or deposited via an existing bank account.

Many of the 88 million recipients of the IRS Economic Impact Payment may not possess an active account but alternatives are available.

Wallmart

The local Walmart is a convenient option with most Walmart Supercenters and some neighborhood markets have check cashing services. Fees exist with check amounts over $1,000 having a maximum $8 fee. If the stimulus check is below $1,000, then the cashing fee is only $4.

Alexandria (United States), 01/05/2020.- A shopper returns her cart during the COVID-19 coronavirus pandemic at a Walmart in Alexandria, Virginia, USA, 01 May 2020.
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Alexandria (United States), 01/05/2020.- A shopper returns her cart during the COVID-19 coronavirus pandemic at a Walmart in Alexandria, Virginia, USA, 01 May 2020.SHAWN THEWEFE

PayPal

PayPal is temporarily waiving its check cashing fee which is normally 1% for government checks. This fee waiver is for stimulus checks, tax refunds and pre-printed payroll checks. Each check has to be $5,000 or less to cash with PayPal.

Cashing your check with PayPal can be the easiest option as you can cash it from home. You only need a smartphone with a functioning camera and the PayPal app (iOS or Android).

See also

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