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$2,753 monthly check in USA: who gets it and when will it arrive?

The US Social Security Administration will send checks for up to $2,553, so we look into who this may affect and when.

$2,753 monthly check in USA: who gets it and when will it arrive?
Agencia Getty

With the arrival of a new month comes a new payment for everyone in the Social Security program.

Each month, the Social Security Administration (SSA) issues millions of payments to beneficiaries of the program, including retired Americans - working and disabled individuals - as well as their spouses, widows, widowers, and Supplemental Security Income (SSI) recipients.

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Annually, the SSA increases monthly SSI payments to match inflation to avoid the negative impact on beneficiaries when inflation rates are high. This equalisation process is known as the Cost of Living Adjustment (COLA).

In 2022, the COLA increase was 5.9 per cent, which translates into average monthly payments of $1,657 for individuals and up to $2,753 for couples.

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$2,753 monthly check: who is eligible?

In order to receive the payments, you must be a beneficiary of the Social Security Program, most of whom are retired, over the age of 62, or disabled.

Payment days are every Wednesday, but the exact date is linked to the beneficiaries’ day of birth. Below are the days for the current month of April:

  • April 1: Supplemental Security Income (SSI) beneficiary and Social Security benefits before May 1997.
  • April 13: Beneficiaries with a date of birth between 1 and 10.
  • April 20: Beneficiaries with dates of birth between 11 and 20.
  • April 27: Beneficiaries with a date of birth between 21 and 31.
  • April 29: Supplemental Security Income (SSI) beneficiary - payment is for the month of May.

For future payments, remember that those born from the 1st to the 10th receive their check on the second Wednesday of the month. Those with a date of birth from the 11th to the 20th receive their check on the third Wednesday and those from the 21st to the 31st on the fourth Wednesday.

SSI recipients are paid on the first of the month, regardless of their date of birth, as are those who retired before May 1997.