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How can I apply for the Children’s Health Care Program?

CHIP is one of the best-known Children’s Health Insurance programs in the United States. What is the best way to apply?

CHIP is one of the best-known Children’s Health Insurance programs in the United States. What is the best way to apply?
SHANNON STAPLETONREUTERS

Since its establishment in 1997, Children’s Health Insurance Program (CHIP) has played a pivotal role in lowering the number of uninsured children in the United States. The program has successfully provided millions of children with access to affordable healthcare services, leading to notable enhancements in their overall well-being.

You can apply for CHIP through various methods that depend on your state. Commonly, you can apply online through your state’s Medicaid or CHIP website, or apply by phone through the state’s Medicaid/CHIP hotline on 1-800-318-2596.

You can apply and enroll in Medicaid or CHIP at any point during the year, as there are no restricted enrollment periods for these programs. Upon meeting the eligibility criteria, your coverage can begin without delay.

While CHIP is a federal program, it is administered at the state level, which means that covered services, as well as eligibility requirements, depend solely on the state in which where their beneficiaries reside.

However, there are some general requirements: Children must be under 19 years of age and have no health insurance.

What services does CHIP offer?

Exact services vary by state, however, most include doctor visits, prescription drugs, hospital care at local hospitals, immunizations, vision, dental and hearing, help with transportation to your doctor, and mental health services.

The cost of the program will depend on the income of the families. There are also premiums, as well as copayments for specific services. The rest of the services are paid by the federal government and your state.