How do I apply for unemployment insurance and how do I know if I qualify for benefits?
Workers who have lost their jobs can apply for weekly benefits. Find out how to determine if you qualify for unemployment payments and how to claim them.
The United States Department of Labor’s unemployment insurance programs provide benefits to eligible workers who have lost their jobs provided they meet certain eligibility requirements.
Unemployment Insurance is a joint state and federal program that provides cash benefits to eligible workers. Each state administers its own separate program. However, they all follow certain guidelines established by federal law.
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How do I apply for unemployment insurance and how do I know if I qualify for benefits?
Each state sets its own eligibility guidelines for unemployment insurance benefits, but generally, you qualify if:
- You are unemployed for reasons beyond your control; and
- You meet job and salary requirements:
You must meet your state’s requirements for wages earned or time worked during a set period of time called the “base period.” In most states, this usually means the first four of the last five full calendar quarters before the time your claim is filed; and
- You meet additional state requirements, which may include actively searching for work, training, courses, etc.
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How do I apply for unemployment benefits?
To receive unemployment insurance benefits, you must file a claim with the unemployment insurance program of the state where you worked. Depending on each state, claims can be filed in person, by phone, or online.
For specific details and requirements, you should contact your state's unemployment insurance program as soon as possible after becoming unemployed.
When you file a claim, you will be asked for certain information, such as addresses and dates of your previous employment. To ensure that your claim is not delayed, be sure to provide complete and correct information.
It typically takes two to three weeks after filing your claim to receive your first benefit check. The amounts, as well as the number of weeks that support is provided, vary from one state to another.