Social Security
This is how much Social Security payments will increase in 2025: When will the first payments arrive?
Social Security payments will go up next year and the first increased checks will be coming soon. Here’s what the amounts will be for next year.
The first increased Social Security payments are coming soon.Thanks to the cost-of-living adjustment or COLA, payments sent by the Social Security Administration will rise by 2.5% next year.
The 2025 COLA will apply to payments for retired workers, survivors, as well as disability benefits, which include Social Security Disability Insurance and Supplemental Security Income payments.
Here’s how much money will be sent next year and when the first increased payments are sent.
READ ALSO: Relief for retirees: How inflation will shape your Social Security benefits in 2025
This is what Social Security payments will look like in 2025: Amounts
With the COLA increase of 2.5%, this is how average payments will increase for next year, according to the Social Security Administration:
- All retired workers: $1,927 to $1,976
- Elderly couple where both receive benefits: $3,014 to $3,089
- Surviving spouse and two children: $3,669 to $3,761
- Elderly widow(er): $1,788 to $1,832
- Disabled worker, spouse and one or more children: $2,757 to $2,826
- All disabled workers: $1,542 to $1,580
For Supplemental Security Income, the maximum monthly federal amounts will be $967 for an eligible individual, $1,450 for an eligible individual with an eligible spouse, and $484 for an essential person.
Although they are not related to the COLA increase, the maximum amounts that a retiree can access will also increase by 2025. According to the official SSA payment table, for 2025, the maximum benefit at age 62 will be $2,831; at age 65, $3,374; at age 66, $3,795; at age 67, $4,043; and at age 70 and older, $5,108.
It’s important to remember that the exact amount sent depends on each beneficiary, as Social Security payments are calculated individually. To get a rough estimate for your 2025 check, you can add 2.5% to your current benefits.
SSA will notify beneficiaries of their new amount by mail or through their my Social Security account.
READ ALSO: Social Security to send two payments some months in 2025
When are the first increased Social Security payments sent for 2025?
Nearly 68 million Social Security beneficiaries will see the 2.5% COLA adjustment beginning in Jan. 2025. However, the increase in payments for nearly 7.5 million Supplemental Security Income beneficiaries will begin on Dec. 31, 2024, as the January payment is being advanced. Here’s the schedule for sending the first increased payments:
- Tuesday, December 31, 2024: Supplemental Security Income (SSI) beneficiaries (Payment for January 2025. It is advanced because January 1 is a holiday)
- Friday, January 3, 2025: Beneficiaries who began receiving their payments before May 1997
- Wednesday, January 8: Beneficiaries with dates of birth between the 1st and the 10th
- Wednesday, January 15: Beneficiaries with dates of birth between the 11th and the 20th
- Wednesday, January 22: Beneficiaries with dates of birth between the 21st and the 31st
- Friday, January 31: Beneficiaries Supplemental Security Income (SSI) (Payment for February 2025).
Here is the complete Social Security payment calendar for next year.
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