Who are the citizens that will see a 2.5% COLA increase in Social Security benefits for 2025?

The Social Security Administration has announced a 2.5% cost-of-living adjustment (COLA) for Social Security benefits in 2025, affecting millions of Americans. This increase will impact approximately 68 million Social Security recipients and an additional 7.5 million people who receive Supplemental Security Income (SSI).

The 2.5% COLA increase will apply to various groups of citizens.

The Social Security groups affected by the COLA

Retirees: The average monthly Social Security retirement benefit will rise from $1,927 to $1,976, an increase of about $49 per month. This adjustment aims to help retirees maintain their purchasing power in the face of rising costs.

Disabled Individuals: Recipients of Social Security Disability Insurance (SSDI) will see their average monthly benefit increase from $1,542 to $1,580.

Survivors: The estimated average survivor benefit will rise from $1,788 to $1,832 per month.

SSI Recipients: Individuals receiving Supplemental Security Income, a program designed for people with disabilities and low-income older Americans, will also benefit from the COLA increase.

Married Couples: Couples where both spouses collect Social Security will see their average benefit rise to $3,089 per month.

Most Social Security beneficiaries will see the new 2025 amounts starting with their January 2025 payments. However, SSI recipients will start receiving their increased payments slightly earlier, on December 31, 2024.

Groups that won’t be affected by the COLA

The COLA does not apply to benefits from the Supplemental Nutrition Assistance Program (SNAP). This program falls under the US Department of Agriculture and is managed by the Food Nutrition Service. However, SNAP recipients can look forward to slightly higher payments starting October.

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