Good news for crypto investors: Bank of America recommends its clients to invest up to 4% in cryptocurrency
Bank of America has altered its recommendations regarding investment into cryptocurrencies.
Donald Trump’s push for crypto in America is not stopping any time soon. In a fresh move that underscores attitudes being shouted towards Wall Street from the White House windows, Bank of America is now recommending that its clients consider allocating a “modest” portion of their investment portfolios to cryptocurrencies.
The bank suggests a crypto allocation ranging from 1 percent up to 4 percent, depending on each investor’s risk tolerance.
The guidance is targeted at clients of BofA’s wealth arms: Merrill, Bank of America Private Bank, and Merrill Edge. As of January 2026, the bank will also begin supporting what are known as Bitcoin exchange-traded funds, which give advisers the tools to offer regulated crypto exposure rather than leaving it to clients to initiate themselves. Previously, clients could access crypto ETFs only by request, something that BeInCrypto argue “left many retail investors searching for exposure elsewhere.”
No bro @realdonaldtrump you did not become a fan of crypto.
— MASTR (@MastrXYZ) December 1, 2025
You became a fan of draining every room you walk into.
You turned this industry into your personal cash extraction machine the same way you turned every business you ever touched into a crater.
The moment you and… pic.twitter.com/lAK6e4JwwY
“A modest allocation of 1% to 4% could be appropriate”
The currencies in question are: Bitwise Bitcoin ETF (BITB), Fidelity’s Wise Origin Bitcoin Fund (FBTC), Grayscale’s Bitcoin Mini Trust (BTC), and BlackRock’s iShares Bitcoin Trust (IBIT).
Chris Hyzy, chief investment officer at Bank of America Private Bank, said in a statement: “for investors with a strong interest in thematic innovation and comfort with elevated volatility, a modest allocation of 1% to 4% in digital assets could be appropriate. Our guidance emphasises regulated vehicles, thoughtful allocation, and a clear understanding of both the opportunities and risks.”
“The lower end of this range may be more appropriate for those with a conservative risk profile, while the higher end may suit investors with greater tolerance for overall portfolio risk.”
JUST IN: 🇺🇸 Bank of America officially recommends clients put up to 4% of their portfolio in Bitcoin and crypto. pic.twitter.com/DZoNRFUFbQ
— Watcher.Guru (@WatcherGuru) December 2, 2025
Related stories
A wobbly November crept into December as Bitcoin dipped below $84,000 on Monday 1st, before rising 6% on Tuesday. Prior to that, last month, it was down around 35% from a record high above $126,000 in early October.
Get your game on! Whether you’re into NFL touchdowns, NBA buzzer-beaters, world-class soccer goals, or MLB home runs, our app has it all. Dive into live coverage, expert insights, breaking news, exclusive videos, and more – plus, stay updated on the latest in current affairs and entertainment. Download now for all-access coverage, right at your fingertips – anytime, anywhere.
Complete your personal details to comment