Here’s how a small change in your daily habits can save thousands of dollars a year
Here’s how you can save a lot of money per year with these tiny changes.
In today’s world of Trump tantrums, international instability, and wobbly bank rates, saving money is harder than ever.
However, you don’t have to save $1,000 dollars in one go. Little steps can improve your balance and therefore your anxiety: take care of the pennies and the pounds will take care of themselves.
I’m no financial expert, and this is only advice, not gospel, but BetterMoneyHabits.com has come up with a number of ways that appear to be sure-fire bets when it comes to making sure your bank balance doesn’t empty like the Chiefs’ half of the stadium at the last Super Bowl.
7 proven ways to save money
— Ben Meer (@SystemSunday) September 24, 2024
(that one day might save you): pic.twitter.com/ISGhROTeKh
The article explains that cooking at home is one key way of saving money. “Plan to eat most of your meals at home,“ it writes, ”and research local restaurant deals for nights that you want to treat yourself.” The US Inflation Calculator says that since the year 2000, the US dollar has inflated by 86.7%, meaning that a $50 meal at the turn of the century costs $93.34 today.
Impulse buys are also best avoided. “When tempted by a nonessential purchase, wait a few days. You may realise the item was something you wanted rather than needed—and you can develop a plan to save for it,“ the author writes.
Checking out automatic renewals on your bank card is another way mentioned, with plenty of money potentially slipping out of your account without you realising. Not getting the most out of that gym membership? Get fit or get rid.
List everything you spend—coffee, bills, groceries, even tips—using a spreadsheet, app, or pen and paper. Then, categorise your spending into categories (like rent, food, gas) and total each one. It may seem like a lot of effort, but you’ll quickly realise just how much money you throw away.
Money Rules Everyone Should Know. Save This For Later! pic.twitter.com/2g3UJMekJZ
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As I said, I’m no expert, so don’t take my words as though they were written on two stone tablets atop a mysterious mountain: this is simply advice to be able to organise your finances a little better if you need that sort of help. If you’re in real financial trouble, contact your local financial helpline.
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