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Social Security checks in July 2023: Dates and amounts

The Social Security Administration continues to send checks to their beneficiaries. Here’s the payment schedule for July and the amounts payees can expect.

Estados UnidosUpdate:
How Social Security benefits are calculated
Kevin DietschAFP

Every month, the Social Security Administration issues millions of payments to their beneficiaries, most of whom are retired workers.

READ ALSO: Social Security: What is the maximum benefit in 2023?

Social Security checks in July 2023 | Payment Schedule

Payments are issued monthly, but the specific date of receipt depends on the beneficiary’s date of birth. Individuals born between the 1st and 10th of the month will receive their checks on the second Wednesday of the month. Those born between the 11th and 20th will receive their payments on the third Wednesday, while those born between the 21st and 31st will receive their checks on the last Wednesday of the month.

Please note that this payment schedule does not apply to individuals who receive Supplemental Security Income (SSI). They will receive their checks at the beginning of the month, regardless of their birth date. In the event that the payment day falls on a weekend, it will be moved to the preceding business day. Beneficiaries who retired before May 1997 are also not included in the schedule based on the date of birth of the recipient and instead receive their checks during the first week of every month.

  • June 30: SSI recipients (July payment)
  • July 3: Recipients who began receiving payments before May 1997
  • July 12: Beneficiaries with a date of birth between the 1st and 10th day
  • July 19: Beneficiaries with a date of birth between July 11 and 20
  • July 26: Beneficiaries with a date of birth between 21 and 31

How much is the average Social Security check worth?

The data provided by the SSA from May will give insights into how much beneficiaries can expect to receive next month. In May, the SSA sent Social Security checks to 66 million people, of which 74 percent were retired workers. The average check was worth 1,836.06, with the maximum benefit amount for this year being $4,555.

For SSI recipients, the monthly average was 675.10. The maximum benefit for this program is $914 per month and up to $1,371 for couples who file their taxes jointly.