Will I be eligible for unemployment benefits if I just quit my job?
Many people left the jobs market last year in the hope of securing better employment, but they will likely be without unemployment benefits as a result.
Since the start of the pandemic in the spring of 2020 millions of Americans have opted to leave the workplace as part of the ‘Great Resignation’. Many people decided that the covid-enforced disruption was a good time to look for pastures new, but voluntarily leaving a job will likely leave them without any benefits support.
To claim unemployment benefits in the United States the individual must be out of work through no fault of their own. Workers who were made redundant, and even those who were fired, are eligible to claim unemployment support.
“Generally, if you voluntarily resign your job, you’re not eligible for unemployment,” explains Paul Sonn, state policy program director at the National Employment Law Project. “It’s not something people who quit their jobs can count on.”
You could be eligible if you have a ‘good cause’ for leaving
For the majority of ‘Great Resignation’ outgoings, this means that they will not be eligible to claim unemployment support. However there are exceptions to the rule for those who chose to leave the job for ‘good cause’.
If you left the job because of safety concerns in the workplace, or because the company was attempting to force you out, you can still claim. However the eligibility requirements, like the unemployment benefits themselves, are governed at a state level. This means that the rules are different in different regions and there are often no precise guidelines the cover eligibility.
“It’s something decided on a case-by-case basis,” Sonn says. “You’d need to apply for benefits and explain the situation.”
However, here are a few circumstances in which an individual might have decided to leave a job and still be eligible to receive unemployment benefits while out of work:
Constructive discharge – If a work situation become so difficult or otherwise demanding that you feel like you are essentially being forced to quit, you can still claim.
Medical condition – The rules vary in different states, but most do allow employees with an illness, injury or disability to claim unemployment benefits if their condition is caused or aggravated by the work.
Domestic violence – In many states, employees who quit work due to reasons relating to domestic violence are able to collect benefits.
Provide care for a family member – If you leave the workplace to provide care for a family member then you should still be able to claim unemployment benefits. However the rules on eligibility for family members varies greatly between states.