Does welfare help you get a car or help with housing?

When life hits a rough patch, it can be daunting trying to figure out where to get help. There exist programs run by the government and non-profit organizations that can help from paying the bills to making sure you have a car so you can get to work.

The programs are targeted towards people with low incomes, veterans, the elderly and disabled as well as a few other groups.

The Wheels to Work program

Low wage working families that need a car in order to maintain their employment may be able to take advantage of programs that go by the name Wheels to Work or Work-N-Wheels among others. Around the nation there are several non-profit organizations that through donations and funding from the Federal Transit Administration can provide a low- or zero-interest loan, facilitate matching savings for a car down payment and purchase or even distribute cars directly to families.

Additionally some programs help with car repair and in some cases even paying fines. These efforts empower those families, increase job security and promote economic wellbeing and job security.

However, these programs are not widely available and candidates must meet various criteria and conditions in order to qualify. Generally, they can only provide for a small number of applicants, targeting low-income families in rural worker communities, but may also include physically disabled and veterans. You can call 211 to see if there is a program in your community or check a list provided by Working Cars for Working People.

Getting help with housing

The covid-19 relief bill passed in December 2020 established an Emergency Rental Assistance fund that was renewed in March 2021. Renters and landlords can apply for funds if tenants have experienced economic hardship due to the pandemic and has so far allocated $46 billion of support. A full breakdown on the evolution of the project can be found on the Treasury website.

Additionally, the US Department of Housing and Urban Development (HUD) helps low-income families, struggling seniors, people with disabilities and veterans find affordable rental housing. The agency has subsidized housing, public housing, and housing choice voucher programs.

Assistance paying the bills

The government also offers help with paying some bills related to housing. The Low Income Home Energy Assistance Program (LIHEAP) can help those eligible pay heating or cooling bills in addition to making low-cost weatherization home improvements.

So that households can stay connected, the Landline program managed by the Federal Communications Commission (FCC) assists low-income Americans get discounted landline, cell phone service with some even qualifying for a free phone.