Social Security

Social Security hack: don’t miss these 5 ‘secret’ discounts you’re probably missing out on

These lesser-known programs offer surprising perks for SS recipients, from free meals to free gyms and more.

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Update: Jun 16th, 2025 06:04 EDT

If you’re receiving Social Security, you may already be stretching your benefits carefully. But there are some available perks that are often missed, programs that are funded by federal dollars and potentially meant for people just like you.

Let’s look at five of the best Social Security discounts that too many eligible recipients never use.

Free gym access with SilverSneakers

You don’t need to splurge on a personal trainer to stay active. If you’re on a Medicare Advantage plan, you may qualify for free access to thousands of gyms through SilverSneakers. It covers everything from yoga to weightlifting to water aerobics, and includes community centers, churches, and fitness chains. Staying fit just got a lot cheaper.

Meals delivered to your door

Cooking every day isn’t always possible. That’s where Meals on Wheels steps in. For Social Security recipients who struggle with mobility or meal prep, the service offers nutritious, hot meals delivered free or at very low cost, depending on your income and area.

Social Security hack: don’t miss these 5 ‘secret’ discounts you’re probably missing out on — Healthy fruits and vegetables.

Tax help that won’t cost a penny

Paying taxes is bad enough, but paying someone else to file them adds insult to pocket injury. If you’re 60 or older, or make under $65,000, however, the Volunteer Income Tax Assistance (VITA) program offers free IRS-certified tax prep. It’s reliable, and yes, completely free.

Cheap transportation when you don’t drive

Can’t get around easily? Many cities offer free or low-cost rides through programs funded by the National Aging and Disability Transportation Center (NADTC). Services like Dial-a-Ride or volunteer drivers help you get to appointments, stores, or even just a friend’s house... and with no Uber fees to worry about.

Farmers’ market discounts

Want fresh local food without the high price tag? The Senior Farmers’ Market Nutrition Program offers discount cards to spend at local farm stands and markets. It covers produce, baked goods, and more. Sign up and bring home better groceries for less.

I hope this helps bring you some handy deals!