Social Security payment dates in May 2025: who will receive up to $5,108?
The SSA explains that retirement benefits in 2025 vary by retirement age, with higher monthly payments given to those who delay retirement.
The Social Security Administration (SSA) have revealed the maximum retirement benefits payable in 2025, which vary based on the age at which someone starts to receive benefits.
Retiring at the earliest eligible age of 62 results in a maximum monthly benefit of $2,831. However, these numbers change depending on the age at which you retire, with more money being given out for those who hang on in there.
Choosing to retire at the full retirement age (FRA), which is normally around 66 or 67, will see your benefit raised to $4,018 per month. However, delaying retirement until age 70 boosts the maximum monthly benefit to $5,108, reflecting the advantage of deferred benefits.
Elon Musk slandered Social Security as a “Ponzi scheme.”
— Social Security Works (@SSWorks) April 26, 2025
What an outrageous thing to say about a program that hasn’t missed a payment in nearly 90 years.
These figures are based on individuals who have consistently earned the maximum taxable income throughout their careers. The SSA makes it clear that it is important to take into account the timing of your retirement, as it significantly impacts the monthly benefit amount.
To make the application process run more smoothly, the SSA recommends using their online retirement application, which is described as the quickest and most convenient method for applying for benefits. They also have the full calendar on the website.
For more detailed information or to apply for retirement benefits, people are encouraged to head over to the SSA’s official website, where they can get all the necessary information that could help them figure out any questions. We’ve also got you covered.
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