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When will July Social Security payments arrive and what to do if I don’t get it?

Learn the Social Security payout dates for July and what to do if you don’t receive your check this month.

Update:
Average retiree could get $144 monthly boost from 2023 COLA

About 65 million Americans receive Social Security benefits, and to best handle the extensive mailing, the Social Security Administration sends out its monthly checks in four rounds. The first and second batches of payments have already gone out this month, while the third and fourth ones will be sent this week and the upcoming one.

How to know when to receive social security payments?

The Social Security Administration sends out payments on the second, third and fourth Wednesday of every month. Depending on your birth date, you’ll know which Wednesday will make it rain:

  • If your birthday is between the 1st and 10th of the month, you will receive your payment on the second Wednesday of the month.
  • If your birthday falls between the 11th and 20th of the month, you will receive your payment on the third Wednesday of the month.
  • If your birthday falls between the 21st and 31st of the month, you will receive your payment on the fourth Wednesday of the month.

For more information on how recipients receive their benefits, and how inflation is affecting social security benefits, read more here.

What to do if you haven’t received your SS check on the expected date?

According to the Social Security Administration, if you don’t receive your check on the date listed above, make sure to wait three additional ‘mailing days’ before contacting them. If after that you still don’t receive it, you can call 800-772-1213 and speak with a representative who can help you.

The best times to call are Wednesday through Friday as well as later in the day, between 4 p.m. and 7 p.m. local time as wait times are shorter. Additionally, you can access your Social Security benefits here.