Social Security
Will you receive $1,900 from Social Security on Wednesday, Jan. 15? Find out if you’re on the list
The Social Security Administration has begun distributing benefits with slightly higher amounts due to the COLA. Find out if you’ll get a check on Jan. 15.
The Social Security Administration sends out almost 73 million payments each month to its program beneficiaries, majority of whom are retired individuals. The government agency also extends financial protection to survivors of deceased workers and disabled people.
The administration aims to provide financial stability for retirees who paid into the Social Security system during their working years.
When sending checks, the agency follows a distribution schedule based on recipients' date of birth and the type of benefits they collect. Payments for retirees are generally issued on Wednesdays.
Those born between the 1st and 10th of the month receive their money on the second Wednesday; those born between the 11th and 20th receive theirs on the third Wednesday of the month; and those born between the 21st and 31st get their checks on the fourth.
Workers who started receiving their retirement payments before May 1997 are not covered by this schedule. They receive their benefits on the third day of the month, regardless of their date of birth.
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Beneficiaries who will receive a Social Security check on Wednesday, Jan. 15
The retirees who will receive an average payment of almost $2,000 on Wednesday, Jan. 15, 2025 are those whose date of birth is between the 11th and the 20th of the month.
This benefit will already include the 2.5% COLA increase for the year.
How much money will I receive from Social Security in 2025?
The amount beneficiaries receive from Social Security varies from person to person, as it depends on several factors such as contribution history and the age at which the worker requests retirement payments.
Social Security provides a list of official estimates that offer a clearer picture to those who are planning their financial future.
In 2025, the average monthly payment for an individual retiree is $1,976, thanks to the 2.5% COLA adjustment.
The government agency has listed the average Social Security payments for the year as follows:
- All retired workers: $1,927 to $1,976
- Elderly couple where both receive benefits: $3,014 to $3,089
- Widowed parent and two children: $3,669 to $3,761
- Elderly widow(er): $1,788 to $1,832
- Disabled worker, spouse and one or more children: $2,757 to $2,826
- All disabled workers: $1,542 to $1,580
READ ALSO: IRS to send $1,400 special payments to 1 million people
All Social Security payments will increase by 2.5% in 2025 due to the Cost of Living Adjustment, a mechanism used to match payments with current inflation and avoid the loss of purchasing power for beneficiaries.
Although these numbers are not tied to the cost-of-living adjustment, here are the maximum amounts a retiree can expect to receive this year:
- 62 years old- from $2,831
- 65 years old- from $3,374
- 66 years old- from $3,795
- 67 years old- from $4,043
- 70 years or older- from $5,108
For more information, visit the official SSA website.
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