Most doctors recommend getting a flu vaccine: How much is a flu shot without insurance?

With the onset of the flu season, experts are recommending that everyone who is eligible to get vaccinated against the influenza A(H3N2) virus should do so - especially as a nasty, new variant is doing the rounds.

Since the start of fall, there has been a rapid increase of A(H3N2) J.2.4.1 alias K subclade viruses detected in Europe, Asia and the Americas.

Health authorities in affected countries have not reported any significant changes in the clinical severity of cases linked to this particular strain. However, the Pan American Health Organization (PAHO) has cautioned that flu seasons dominated by the A(H3N2) virus have historically been associated with higher rates of hospitalization and mortality among older adults — even without mutations tied to increased virulence.

All current US flu vaccines are designed to protect against three influenza viruses: A(H1N1), A(H3N2) and B/Victoria lineage virus.

How much does the flu shot cost in the United States?

The flu shot is usually available for free or at a low cost, for those who are covered by a health insurance plan (Medicare Part B, or a private insurance plan. eg. UnitedHealthcare) in the United States. FDA-approved nasal sprays are also covered at 100% for most benefit plans.

Flu shots are available in many doctor’s offices and clinics as well as health department, pharmacies such as Walgreens, Costco, CVS, Albertsons.. etc. urgent care clinics, college health centers. Some schools and workplaces may also offer the shot.

The cost of the flu shot if you are uninsured

According to the latest CDC data, around 8.2%, or 27.2 million Americans do not have health insurance. If you are uninsured or without voucher or third-party discount card, you can either walk in or book an appointment online at most pharmacies, although you will have to pay a fee and prices vary - typically from $20 to $130.

For example, at CVS, the standard 2025/26 Trivalent vaccine costs $74.99 per shot. For over 65s, both the egg-free Flublok standard vaccine as well as the Fluzone High Dose, Fluad vaccine costs $125.99. Patients can either walk in to any CVS pharmacy or schedule an appointment online at CVS.com or through the CVS Health app.

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